Credit Analyst II

DescriptionWashington Trust Bank brings more than 100 years of full-service banking expertise to individuals, families, companies and organizations throughout the Washington, Idaho, and Oregon.

With total assets of $9.2 billion, the Bank is well positioned to compete with others in our market, and we are sought out by clients and their professional advisors for stability, expertise and unparalleled client service levels.

As the oldest and largest privately-held commercial bank in the Northwest, we focus our efforts on what is happening in our communities and set our sights on long-term goals that are right for our employees and clients.We are currently seeking an experienced Credit Analyst to support our Bellevue based Commercial Banking team.

This is an opportunity to leverage your financial analysis skills in evaluating current and potential lending requests for our current and prospective clients.

You’ll be part of a successful and collaborative team of professionals who are proactive and client focused.The role:Assist Relationship Managers in credit analysis, assessment of risk rating, problem loan reporting and other credit administration requirementsUtilize your experience with computer assisted financial analysis and PC-based financial models; knowledge of spreadsheet application (Microsoft Excel, etc)Review and evaluate business/personal financial reportsPrepare written credit authorizations pursuant to Bank policyEnsure proper monitoring and documentation are reviewedPerform compliance and risk management dutiesSolid and clear verbal and written communications skillsWe are looking for someone who has successfully demonstrated:2-5 years credit analysis experienceCollege level coursework in accounting or financeKnowledge of Bank products and servicesExperience in commercial bankingTeamwork, timeliness, problem solving ability, and a strong interest in serving clientsStrong analytical skills and an aptitude for accountingAbility to work well both independently and with othersBusiness professional interaction with clients or with their personal financial or legal service providersAbility to work effectively with tight time frameThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

41 CFR 60-1.35(c)Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities